OnPoint Community CU offers a variety of services to its customers. In case of a downtime in any of these services, customers can contact the credit union via phone or through its website. Besides, the organization is very customer-friendly and offers a comprehensive FAQ section. Here are some of the most popular services offered by the credit union. To make an application, customers must first create an account or login as a member. Then, they must fill out an application for a loan. The credit union then grants the loan and sets the terms and conditions. Afterward, they can monitor the loan’s status through the online platform.
Another benefit of using the OnPoint CCU’s debit card is its support for mobile payments. The bank supports the popular Apple Pay, Google Pay, and Samsung Pay payment systems. It also supports peer-to-peer payments, like Zelle. Zelle looks up your email address or U.S. mobile number in its directory, and then notifies OnPoint that you have received a payment. This way, you can receive your payment without worrying about your sensitive account details.
In 1932, a group of Portland teachers started OnPoint, which has more than 357,000 members in Oregon and Washington. The credit union offers several financial services, including loans, savings accounts, and certificates. For a $10 membership fee, you can access several services. The main loan options include auto loans, mortgages, and business loans. In addition, members can access financial literacy resources through Enrich, a financial wellness website. Unlike traditional banks, OnPoint offers online banking, as well as a mobile app.